Nationwide Convenience With our CO-OP Partnership

More free ATMs across the country than some of the largest banks

CO-OP ATM logo

Nearly 30,000 surcharge-free ATMs from coast to coast. That’s convenience even some of the biggest banks can’t match, and it’s one of the benefits of being a member of EquiShare credit union. The CO-OP logo on the back of your debit or credit card means you can use any ATM where you see the CO-OP logo. That includes places where you may shop, such as 7-Eleven® , Walgreen's® , and Costco® . Whether you’re across town, or away from home for business or pleasure, finding the closest surcharge-free ATM is easy.


Get personalized service at over 5,000 CO-OP Shared Branches nationwide

CO-OP Shared Branch Logo

In addition, at more than 5,000 branches displaying the CO-OP Shared Branch logo, you can get in-person assistance with your accounts. The national CO-OP Shared Branch network links participating credit unions electronically, allowing credit union members to do in-branch banking even when the branch near you doesn’t belong to EquiShare Credit Union. This is a huge benefit to EquiShare Credit Union members who travel, whose workplaces don’t coincide with our branch locations, or who simply enjoy the convenience of expanded access.  Wherever you are across the country, chances are good there is a shared branch near you.

Shared branching is yet another example of credit union membership offering the best of both worlds—individualized attention and nationwide availability.  The cooperative spirit of credit unions allows them to work with each other in ways that competing banks typically do not.

At a CO-OP Shared Branch location, you can:                                      

  • Make deposits and withdrawals
  • Make loan payments
  • Receive loan advances
  • Access VISA® or MasterCard® funds via cash advance

Many shared branches also offer transfers, statement histories, money orders, traveler’s checks, and notary services.  Since services vary from one location to another, check with individual branches before your visit for a complete menu of available services.

Easy to find, easy to use

Finding the nearest branch or surcharge-free ATM is easy with locator tools that include phone, mobile app, and Internet. Visit or download the CO-OP Locator app for iPhone or Android to find branches nearest you.  You can also text a street address or zip code or "City State" to 692667 (my coop) to find the closest CO-OP ATM locations, or call 1-888-SITE-CO-OP (888-748-3266) to find a location by telephone.